
Stephen Trezza, Attorney at Law.
Stephen Trezza, Attorney at Law. is a bankruptcy attorney serving Tucson, AZ.
About Stephen Trezza, Attorney at Law.
Stephen Trezza, Attorney at Law, is a Tucson lawyer whose practice is focused entirely on bankruptcy law. Trezza Law specializes in Chapter 7 and Chapter 13 bankruptcy, serving people seeking debt relief and a fresh start. Trezza began practicing law in Tucson in 1992 and says he has helped thousands of local clients through bankruptcy proceedings. His work is centered on helping clients understand the process, stay informed about their cases, and address issues involving creditor harassment, foreclosure, trustee sales, repossession, and wage garnishment.
Trezza handles each case that comes through his office and reviews every case weekly to make sure it remains on track. His process includes helping clients enroll in the required credit counseling and financial management courses, which can be completed online or by phone. He obtains a three-source credit report, helps clients complete the firm's workbook, provides a typed list of needed documents, prepares and electronically files the bankruptcy paperwork, and attends the meeting with the trustee. He also works through the steps involved in obtaining a discharge injunction and the court order closing the case.
Communication is a central part of the firm's approach. Trezza has set aside a daily phone block for speaking with clients, with the time moving throughout the week so clients can generally be accommodated. The firm states that it answers the phone during business hours rather than relying on voicemail, and that staff members are trained to answer many procedural questions. Case notes are kept in the firm's computer system so staff can discuss where a case has been, where it is, and what comes next. The firm also says it strives to begin appointments on time.
Trezza's legal background includes service as a Judge Pro Temp in the Pima County Consolidated Justice Court, where he presided over civil matters including debt collection and breach of contract cases. He served as president of the Tucson Association of Bankruptcy Attorneys from 2010 through 2016. His biography identifies him as a seasoned litigator who has handled more than 50 jury trials and more than 250 evidentiary hearings. In 2011, he argued In Re Thiem, described by the firm as a case of first impression in Arizona concerning whether an inherited IRA could be exempt from attachment in bankruptcy. The firm says the ruling allowed its client to keep the inherited IRA and established an important result for similarly situated debtors in Arizona.
The firm's bankruptcy work is primarily devoted to Chapter 7 and Chapter 13 cases, although Trezza notes that former bankruptcy clients sometimes ask the firm to represent them in other matters. The website also points to client reviews and describes referrals from former clients' friends and family. It reports an Avvo rating of "Superb," an "A+" Better Business Bureau rating, recognition from North Valley Magazine in 2013, and seminars led for other bankruptcy attorneys. People who are still considering their options can review the firm's bankruptcy videos, frequently asked questions, and nine-step process, or begin with a free consultation to discuss their financial situation.
